{"id":1145,"date":"2026-01-20T21:36:57","date_gmt":"2026-01-20T21:36:57","guid":{"rendered":"http:\/\/hykaz.net\/news\/consumer-information\/fraud-prevention\/scams\/financial-institutions\/"},"modified":"2026-02-24T21:27:23","modified_gmt":"2026-02-24T21:27:23","slug":"scam-financial-institutions","status":"publish","type":"page","link":"https:\/\/hykaz.net\/fr\/media-centre\/educational-resources\/fraud-prevention\/scams\/scam-financial-institutions\/","title":{"rendered":"Institutions financi\u00e8res"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Le fait d\u2019exag\u00e9rer une demande d\u2019indemnisation ou de r\u00e9clamer la perte d\u2019un bien fictif peut \u00eatre consid\u00e9r\u00e9 comme une fraude \u00e0 l\u2019assurance, ce qui est un crime. Les personnes qui commettent ce type de fraude peuvent \u00eatre inculp\u00e9es.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Fraudes li\u00e9es \u00e0 l\u2019assurance<\/th><th class=\"has-text-align-left\" data-align=\"left\">Description<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">La fraude li\u00e9e \u00e0 l\u2019assurance<\/td><td class=\"has-text-align-left\" data-align=\"left\">Prenons quelques exemples : Apr\u00e8s avoir perdu son alliance, une personne soumet une r\u00e9clamation en exag\u00e9rant la taille et la valeur du diamant. Un ami ou une connaissance est embauch\u00e9 pour voler un article de valeur dans la r\u00e9sidence de l\u2019assur\u00e9 et le revendre. Le profit est divis\u00e9 entre les deux, et une r\u00e9clamation est soumise \u00e0 l\u2019assureur pour obtenir encore plus d\u2019argent de cet article. Un incendie d\u00e9truit une r\u00e9sidence, et des r\u00e9clamations sont faites pour des articles fictifs. Une panne de courant cause des dommages \u00e0 la propri\u00e9t\u00e9 et entra\u00eene la perte de nourriture dans le r\u00e9frig\u00e9rateur et le cong\u00e9lateur. Dans la r\u00e9clamation, plusieurs kilos de viande congel\u00e9e sont frauduleusement d\u00e9clar\u00e9s sur la liste des denr\u00e9es perdues.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Fraude par un fournisseur<\/td><td class=\"has-text-align-left\" data-align=\"left\">Les fournisseurs dont les services sont retenus pour des travaux de r\u00e9paration ou pour remplacer un article de valeur peuvent \u00e9galement commettre une fraude \u00e0 l\u2019assurance. Exigez toujours un contrat par \u00e9crit lorsque vous faites faire des travaux, embauchez des professionnels et conservez tous les re\u00e7us en cas de r\u00e9clamation.<\/td><\/tr><\/tbody><\/table><\/figure>","protected":false},"excerpt":{"rendered":"<p>Exaggerating the losses in an insurance claim or claiming a loss on something that was never owned can be considered [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1133,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"template-child-switcher.php","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1145","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Manitoba Financial Services Agency","author_link":"https:\/\/hykaz.net\/fr\/author\/manitoba-financial-services-agency\/"},"uagb_comment_info":0,"uagb_excerpt":"Exaggerating the losses in an insurance claim or claiming a loss on something that was never owned can be considered [&hellip;]","_links":{"self":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/1145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/comments?post=1145"}],"version-history":[{"count":2,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/1145\/revisions"}],"predecessor-version":[{"id":1149,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/1145\/revisions\/1149"}],"up":[{"embeddable":true,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/1133"}],"wp:attachment":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/media?parent=1145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}