{"id":1168,"date":"2026-01-22T21:55:20","date_gmt":"2026-01-22T21:55:20","guid":{"rendered":"http:\/\/hykaz.net\/?page_id=1168"},"modified":"2026-02-25T20:10:45","modified_gmt":"2026-02-25T20:10:45","slug":"legal","status":"publish","type":"page","link":"https:\/\/hykaz.net\/fr\/legal\/","title":{"rendered":"Mentions l\u00e9gales"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Le pr\u00e9sent site web est destin\u00e9 \u00e0 des fins publiques non commerciales. Il est con\u00e7u pour fournir aux utilisateurs des informations fiables concernant la r\u00e9glementation de l\u2019Office des services financiers du Manitoba (OSFM) relative aux secteurs des valeurs mobili\u00e8res, des assurances, des courtiers en immeubles, des courtiers d\u2019hypoth\u00e8ques, des credit unions, des caisses populaires et des soci\u00e9t\u00e9s de fiducie et de pr\u00eat du Manitoba, ainsi que d\u2019autres initiatives de l\u2019OSFM. L\u2019OSFM s\u2019efforce de procurer une transparence toujours plus grande et d\u2019offrir une \u00e9galit\u00e9 d\u2019acc\u00e8s \u00e0 l\u2019ensemble de la population du Manitoba.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avis de non-responsabilit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019OSFM met le pr\u00e9sent site web \u00e0 disposition \u00e0 des fins publiques non commerciales. L\u2019OSFM se compose de trois divisions : i) la Commission des valeurs mobili\u00e8res du Manitoba, ii) la Direction de la r\u00e9glementation des institutions financi\u00e8res et iii) la Division de l\u2019immobilier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019OSFM n\u2019offre aucune garantie et d\u00e9cline toute responsabilit\u00e9 quant \u00e0 l\u2019exactitude ou l\u2019exhaustivit\u00e9 de l\u2019information contenue sur le pr\u00e9sent site web ou publi\u00e9e sur son compte X. L\u2019OSFM se d\u00e9gage de toute responsabilit\u00e9 \u00e0 l\u2019\u00e9gard des dommages occasionn\u00e9s \u00e0 toute personne physique ou morale d\u00e9coulant de l\u2019utilisation du pr\u00e9sent site web, du compte X ou de tout renseignement que ceux-ci contiennent ou que tout site web y \u00e9tant li\u00e9 pourrait contenir. L\u2019OSFM se r\u00e9serve le droit de r\u00e9viser, p\u00e9riodiquement et sans pr\u00e9avis, les pr\u00e9sentes modalit\u00e9s et politiques ainsi que celles qui y sont li\u00e9es. Les modalit\u00e9s et les politiques les plus \u00e0 jour pourront \u00eatre consult\u00e9es ici.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vie priv\u00e9e et acc\u00e8s \u00e0 l\u2019information<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019OSFM s\u2019engage \u00e0 prot\u00e9ger votre vie priv\u00e9e gr\u00e2ce aux mesures responsables mises en place en mati\u00e8re de gestion de l\u2019information. Nous nous engageons \u00e0 g\u00e9rer et \u00e0 prot\u00e9ger les renseignements personnels conform\u00e9ment aux dispositions de l\u2019alin\u00e9a 36(1)b) de la Loi sur l\u2019acc\u00e8s \u00e0 l\u2019information et la protection de la vie priv\u00e9e, de notre mandat en vertu des lois provinciales, ainsi que de nos politiques, r\u00e8glements, instructions et proc\u00e9dures internes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour tout compl\u00e9ment d\u2019information, consultez notre\u00a0<a href=\"http:\/\/hykaz.net\/fr\/privacy-policy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Politique de confidentialit\u00e9.<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Droits d\u2019auteur<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les informations, logiciels et graphiques publi\u00e9s sur notre site web sont :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>prot\u00e9g\u00e9s par les droits d\u2019auteur de l\u2019OSFM; ou<\/li>\n\n\n\n<li>publi\u00e9s avec l\u2019autorisation du titulaire des droits de propri\u00e9t\u00e9 intellectuelle; ou<\/li>\n\n\n\n<li>consid\u00e9r\u00e9s comme faisant partie du domaine public.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Liens<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Notre site web peut contenir des liens vers des sites web exploit\u00e9s par des op\u00e9rateurs sur lesquels nous n\u2019exer\u00e7ons aucun contr\u00f4le. Ces liens sont fournis par souci de commodit\u00e9 et uniquement pour faciliter les renvois. Nous ne cautionnons pas le contenu de ces sites web, nous ne les recommandons pas et n\u2019acceptons aucune responsabilit\u00e9 quant \u00e0 leur contenu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pour obtenir une autorisation de reproduction des informations contenues sur notre site web, pour diffuser un lien vers notre site web \u00e0 quelque fin que ce soit ou pour obtenir une copie de notre logo afin de publier un lien, communiquez avec l\u2019OSFM par t\u00e9l\u00e9phone au 204 945-2548 ou par courriel \u00e0 l\u2019adresse suivante :<\/strong><a href=\"mailto:securities@gov.mb.ca\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u00a0securities@gov.mb.ca<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">M\u00e9dias sociaux<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019OSFM publie sur plusieurs m\u00e9dias sociaux des informations visant \u00e0 sensibiliser les investisseurs ainsi que du contenu \u00e0 propos de ses secteurs d\u2019activit\u00e9s. Nous sommes actifs sur ces r\u00e9seaux et effectuons les suivis pendant les heures d\u2019ouverture habituelles. Pour en savoir plus au sujet de nos r\u00e9seaux sociaux, consultez notre\u00a0<a href=\"http:\/\/hykaz.net\/fr\/social-media-policy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Politique relative aux m\u00e9dias sociaux.<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Personne-ressource<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pour poser une question, d\u00e9poser une plainte ou obtenir un conseil, communiquez avec nous par t\u00e9l\u00e9phone au 204 945-2548 ou par courriel \u00e0 l\u2019adresse suivante :\u00a0<\/strong><a href=\"mailto:securities@gov.mb.ca\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>securities@gov.mb.ca<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En soumettant une question, une plainte ou une demande de conseil par t\u00e9l\u00e9phone au num\u00e9ro indiqu\u00e9 ci-dessus ou par courriel \u00e0 l\u2019adresse susmentionn\u00e9e, vous consentez \u00e0 ce que l\u2019OSFM recueille les renseignements personnels contenus dans votre communication.<\/p>","protected":false},"excerpt":{"rendered":"<p>Our website is a non-commercial public service. Our goal is to provide you with reliable information concerning the Manitoba Financial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"template-child-switcher.php","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1168","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Manitoba Financial Services Agency","author_link":"https:\/\/hykaz.net\/fr\/author\/manitoba-financial-services-agency\/"},"uagb_comment_info":0,"uagb_excerpt":"Our website is a non-commercial public service. 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