La Direction de la r\u00e9glementation des institutions financi\u00e8res (DRIF) exerce une surveillance de la r\u00e9glementation du secteur de l\u2019assurance, des caisses populaires et des credit unions, ainsi que des soci\u00e9t\u00e9s de fiducie et de pr\u00eat ayant des activit\u00e9s au Manitoba et veille au maintien des normes \u00e0 des fins de protection du public.<\/p>\n\n\n\n
La Direction de la r\u00e9glementation des institutions financi\u00e8res a \u00e9t\u00e9 cr\u00e9\u00e9e en avril 2000 \u00e0 la suite de la fusion de deux directions relevant du minist\u00e8re de la Consommation et des Corporations, soit la Direction de l\u2019assurance et la Direction de la r\u00e9glementation des fiducies, des coop\u00e9ratives et des credit unions. En octobre 2012, la DRIF a \u00e9t\u00e9 int\u00e9gr\u00e9e \u00e0 l\u2019Office des services financiers du Manitoba (OSFM). La DRIF est responsable de l\u2019application de la Loi sur les assurances, de la Loi sur les caisses populaires et les credit unions et de la Partie XXIV de la Loi sur les corporations.<\/p>\n\n\n\n
Le 1er mai 2020, l\u2019administration du Registre des coop\u00e9ratives a \u00e9t\u00e9 transf\u00e9r\u00e9e de la DRIF \u00e0 l\u2019Office des compagnies (Finances Manitoba). En vertu de la Loi sur les coop\u00e9ratives, la DRIF demeure responsable de l\u2019examen des placements de valeurs mobili\u00e8res ainsi que des appels relatifs aux coop\u00e9ratives d\u2019habitation.<\/p>\n\n\n\n
La DRIF applique la r\u00e9glementation visant les assureurs, les caisses populaires et credit unions ainsi que les soci\u00e9t\u00e9s de fiducie et de pr\u00eat. Ce travail de surveillance permet de veiller au maintien de normes ad\u00e9quates en vue de prot\u00e9ger le public, notamment :<\/p>\n\n\n\n
- \u00adPar l\u2019inscription des soci\u00e9t\u00e9s de fiducie et de pr\u00eat ayant des activit\u00e9s au Manitoba;<\/p>\n\n\n\n
- \u00adPar la d\u00e9livrance de licences aux assureurs ayant des activit\u00e9s au Manitoba;<\/p>\n\n\n\n
- \u00adPar la supervision du Conseil d\u2019assurance du Manitoba qui, par voie de d\u00e9l\u00e9gation, d\u00e9livre des licences aux agents, aux courtiers et aux experts en sinistre;<\/p>\n\n\n\n
-\u00ad Par la surveillance du syst\u00e8me des caisses populaires et des credit unions dans la province, y compris la Soci\u00e9t\u00e9 d\u2019assurance-d\u00e9p\u00f4ts du Manitoba.<\/p>\n\n\n\n
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