{"id":318,"date":"2025-12-31T18:30:39","date_gmt":"2025-12-31T18:30:12","guid":{"rendered":"http:\/\/hykaz.net\/firb\/credit-unions\/"},"modified":"2026-08-06T19:49:03","modified_gmt":"2026-08-06T19:49:03","slug":"credit-unions","status":"publish","type":"page","link":"https:\/\/hykaz.net\/fr\/firb\/credit-unions\/","title":{"rendered":"Caisses populaires"},"content":{"rendered":"

La Direction de la r\u00e9glementation des institutions financi\u00e8res est responsable de l\u2019application de la \u00a0Loi sur les caisses populaires et les credit unions<\/em>. En vertu de cette loi, elle surveille la conformit\u00e9 g\u00e9n\u00e9rale et s\u2019assure de la protection de l\u2019int\u00e9r\u00eat public. La DRIF est aussi charg\u00e9e de l\u2019examen des questions de politiques et de la l\u00e9gislation ainsi que de la surveillance directe de la Soci\u00e9t\u00e9 d\u2019assurance-d\u00e9p\u00f4ts du Manitoba (SADM). La SADM garantit les d\u00e9p\u00f4ts faits dans les caisses populaires et les credit unions, et elle favorise l\u2019adoption de saines pratiques commerciales en vue de prot\u00e9ger leurs membres contre les pertes financi\u00e8res.<\/p>\n\n\n\n

La SADM est le principal organisme de r\u00e9glementation du syst\u00e8me des caisses populaires et des credit unions, ainsi que de la Credit Union Central of Manitoba (CUCM). Elle assure le suivi de la sant\u00e9 financi\u00e8re du syst\u00e8me en inspectant les pr\u00eats et en adoptant des mesures correctives s\u2019il y a lieu. La SADM g\u00e8re un fonds correspondant \u00e0 environ un pour cent des d\u00e9p\u00f4ts des membres dans les caisses populaires et les credit unions pour soutenir les garanties qu\u2019elle offre.<\/p>\n\n\n\n

Par ailleurs, la DRIF est responsable des politiques relatives aux caisses populaires et aux credit unions, et elle doit faire des recommandations de modifications l\u00e9gislatives. La plus grande partie de la recherche de la DRIF se fait en collaboration avec l\u2019Association des superviseurs prudentiels des caisses et des associations professionnelles repr\u00e9sentant le secteur des caisses populaires et des credit unions aux \u00e9chelles nationale et locale.<\/p>","protected":false},"excerpt":{"rendered":"

Financial Institutions Regulation Branch administers The Credit Unions and Caisses Populaires Act. Under this legislation, it oversees compliance and ensures the public […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":49,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"template-child-switcher.php","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-318","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Manitoba Financial Services Agency","author_link":"https:\/\/hykaz.net\/fr\/author\/manitoba-financial-services-agency\/"},"uagb_comment_info":0,"uagb_excerpt":"Financial Institutions Regulation Branch administers The Credit Unions and Caisses Populaires Act. Under this legislation, it oversees compliance and ensures the public […]","_links":{"self":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/318","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/comments?post=318"}],"version-history":[{"count":2,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/318\/revisions"}],"predecessor-version":[{"id":345,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/318\/revisions\/345"}],"up":[{"embeddable":true,"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/pages\/49"}],"wp:attachment":[{"href":"https:\/\/hykaz.net\/fr\/wp-json\/wp\/v2\/media?parent=318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}