{"id":318,"date":"2025-12-31T18:30:39","date_gmt":"2025-12-31T18:30:12","guid":{"rendered":"http:\/\/hykaz.net\/firb\/credit-unions\/"},"modified":"2025-12-31T19:07:00","modified_gmt":"2025-12-31T19:07:00","slug":"credit-unions","status":"publish","type":"page","link":"https:\/\/hykaz.net\/fr\/firb\/credit-unions\/","title":{"rendered":"Credit Unions"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Financial Institutions Regulation Branch administers&nbsp;<em>The Credit Unions and Caisses Populaires Act.<\/em>&nbsp;Under this legislation, it oversees compliance and ensures the public interest is protected. Financial Institutions is also responsible for reviewing policy matters and legislation and for directly overseeing the Deposit Guarantee Corporation of Manitoba. The DGCM guarantees deposits in credit unions and caisses populaires and promotes the development of sound business practices to protect credit union and caisse populaire members against financial loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The DGCM is the primary regulator of the credit union and caisse populaire system and of Credit Union Central of Manitoba (CUCM). The DGCM monitors the financial health of the system, inspecting loans and taking remedial action where needed. The DGCM administers the guarantee fund that is approximately one percent of credit union and caisses populaire member deposits to support its guarantee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, Financial Institutions is responsible for credit union and caisse populaire policy and recommendations for legislative changes. Most of Financial Institutions research is done in cooperation with the Credit Union Prudential Supervisors Association and trade associations representing credit unions and caisses populaires locally and nationally.<\/p>","protected":false},"excerpt":{"rendered":"<p>Financial Institutions Regulation Branch administers&nbsp;The Credit Unions and Caisses Populaires Act.&nbsp;Under this legislation, it oversees compliance and ensures the public 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